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The Stafford loan is intended as a supplement to the students own financial resources, scholarships and/or grant money.allows you to consolidate (combine) multiple federal education loans into one loan. Top Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.Whether you’re looking to refinance federal student loans, pay off loans sooner, or get a lower monthly payment (maybe all three), we offer a range of rates and terms. While it is possible to secure a private loan for your post secondary education, Federal Student Loans are still the best resource for your college financial needs. We’ve got you covered with our Student Loan Smarts blog series.

7 out of 10 graduates are now graduating with some form of student loan debt.

So Fi is one of few lenders that handles federal and private student loan consolidation.

Plus, as a member, you’ll have access to a whole lot of perks: career strategy services, customer support seven days a week, invites to So Fi events, and more.

We put together this guide to help you get information on all of the top student loan refinance lenders without having to jump around multiple websites.

After you are done, you will know how to refinance and consolidate student loans. You may now have a general idea of how to refinance student loans and how to consolidate student loans, as well as the basics of what each lender offers, but there is much more information you should know before choosing a lender.




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